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Terms and Conditions of Use

Insurance-Bike.com Terms and Conditions of Use

Welcome to Insurance-Bike.com. By accessing, viewing, or utilizing the content and services offered on our website, you affirm that you have comprehensively read, understood, and agreed to adhere to these Terms and Conditions of Use (TACOU). These terms encompass all interactions with our website, including the consumption of data and information across all contents, pages, posts, images, videos, media, subdomains, and all related entities of Insurance-Bike.com.

Usage Guidelines

Insurance-Bike.com is designed exclusively for general reference and informational purposes. It is crucial to understand that no aspect of the site’s content constitutes a commercial offer or forms part of a contractual agreement. All provided data, including qualitative and quantitative descriptions and time/date measurements, are to be considered approximate and not guaranteed for accuracy.

User Eligibility

Access to Insurance-Bike.com is granted only to individuals who have attained the legal age of majority in their jurisdiction. By engaging with our site, you certify your eligibility and consent to these TACOU. Submitting information through our online forms necessitates explicit acknowledgment and acceptance of these terms.

Data Collection and Privacy

Aligning with GDPR, CCPA, PIPEDA, DPA, and LGPD regulations, Insurance-Bike.com is committed to safeguarding your privacy and ensuring the secure handling of your personal data. Personal information collected via inquiry submissions or newsletter subscriptions is securely stored on encrypted platforms, underpinned by advanced security measures provided by renowned commercial hosting services. We assure users that their information will not be sold to third parties and advocate for the right to request data deletion through our Contact Us Form.

Prohibited Conduct

Users of Insurance-Bike.com are strictly prohibited from misusing site content, including unauthorized copying and reliance on information without third-party verification. Engaging in illegal activities, harassment, or any form of misuse of the website’s resources is expressly forbidden.

Cookies and Third-party Links

Essential cookies are employed on Insurance-Bike.com to enhance user experience. Our website may contain links to third-party sites, which operate under their own privacy and cookie policies. We exercise no control over the data collection practices of these external sites.

Access Termination and Dispute Resolution

Insurance-Bike.com reserves the right to terminate or restrict access to users violating our TACOU. Disputes may be submitted through our online Contact Us Form and will be adjudicated in accordance with Philippine laws.

Amendments and Inquiries

These TACOU are subject to updates at the discretion of the website’s owner/operator, without prior notification. Users are encouraged to regularly review the terms for changes. For any questions or concerns, please reach out via our online Contact Us Form.

Disclosures, Disclaimers, and Refunds

Our website features affiliate links, CPC links, and paid impressions as part of our monetization efforts. Insurance-Bike.com disclaims liability for any losses incurred due to reliance on the accuracy of site content. For refunds related to affiliate purchases, direct communication with the third-party merchant is required.

Accuracy and Content Reliability

While we endeavor to provide current and accurate information, the completeness and accuracy of data on Insurance-Bike.com cannot be guaranteed. The site’s content reflects the author’s perceptions, judgments, and opinions and is intended solely for general reference.

By using Insurance-Bike.com, you acknowledge and accept these Terms and Conditions of Use, agreeing to comply with the established guidelines and acknowledging the legal implications of these terms on your use of the website and its services.