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Privacy Policy

Welcome to We are committed to protecting your privacy and ensuring that your personal information is collected and used properly, securely, and in accordance with relevant privacy laws. This Privacy Policy outlines how we handle your personal data in compliance with the European Union’s General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), Personal Information Protection and Electronic Documents Act (PIPEDA), the UK’s Data Protection Act (DPA), and Brazil’s General Data Protection Law (LGPD).

Who We Are is an online platform dedicated to providing comprehensive bike insurance solutions. Our website address is provided at the top of this policy.

Data Collection and Use

  1. Comments: When you leave comments on our site, we collect the data displayed in the comments form, your IP address, and browser user agent string to help with spam detection. An anonymized string (hash) created from your email address may be sent to the Gravatar service to verify if you are using it. Upon comment approval, your profile picture becomes publicly visible.

  2. Media: If you upload images to the website, avoid including embedded location data (EXIF GPS). Other visitors can download and extract any location data from images on the website.

  3. Cookies: We use cookies to enhance your experience. If you leave a comment, you may opt to save your name, email, and website in cookies. These are for convenience, so you don’t have to refill your details. We also use temporary cookies to check if your browser accepts cookies and use login cookies to remember your login and display choices.

  4. Embedded Content: Articles on this site may include embedded content from other websites. Such content behaves as if you visited the other website directly.

  5. Data Sharing: We do not sell your information to third parties. Your data may be shared with our hosting service and third-party widgets on our site for operational purposes only.

Your Rights

Under GDPR, CCPA, PIPEDA, DPA, and LGPD, you have rights over your personal data, including the right to access, correct, and request the deletion of your data. You can exercise these rights by contacting us through our Contact Us form.

Data Retention

We retain comment data indefinitely for follow-up comments and user profile information until the user deletes it or requests its deletion. We take steps to ensure that retained data is secure and used only for intended purposes.

Security Measures

We employ state-of-the-art security measures to protect your data. This includes storing your data in encrypted form on secure, globally renowned commercial hosting services.

International Data Transfers

Your information may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ.

Children’s Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect personally identifiable information from children under 18. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy periodically. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us using the information provided on our website.